How to Change Address with Social Security and Medicare

Why Contact SSA for Both Social Security and Medicare?

The Social Security Administration (SSA) manages records for both Social Security and Medicare beneficiaries. This means when you change your address with SSA, it automatically updates in Medicare’s system as well. Failing to update your address could result in missed critical information such as Medicare Summary Notices, SSA-1099 tax documents, or even disruptions in your healthcare coverage and payments. The process remains essential even if you no longer receive Social Security benefits but still rely on Medicare. Timely updates ensure your eligibility notices, plan communications, and checks reach you without interruption following a move.

Eligibility and Requirements

• Have an active my Social Security account or be receiving Social Security benefits, Medicare coverage, or Supplemental Security Income (SSI) to make changes online or via SSA offices.
• Citizens living abroad can update addresses for Social Security or Medicare communications if still eligible for U.S. benefits.
• Non-beneficiaries or those without current Medicare coverage do not need to submit address changes.
• If you are switching states, your move could trigger a Special Enrollment Period (SEP) for Medicare Advantage (Part C) and Part D drug coverage, giving you a window (one month before/after plus two months after your move) to review or change plans.
• For name changes alongside addresses, SSA may also request documentation for proof of identity.
• Original Medicare (Parts A/B) remains valid nationwide. Private Medicare plans – including Medigap (Supplement), Medicare Advantage, and Part D – may require a separate update or plan change.

Method 1: Update Online (Fastest – Recommended)

1. Visit ssa.gov/myaccount and sign in with your Login.gov/ID.me credentials. New users must create a my Social Security account.
2. Once logged in, click the My Profile tab on your dashboard.
3. Select Update Contact Information (label may vary slightly based on updates).
4. Enter your new mailing address. You can also optionally update your phone number and email. Choose an effective date (the date the change should take effect).
5. Submit your changes and review confirmation details. The SSA will automatically sync your updated address to Medicare, typically within days to a few weeks.

The online method is the fastest and most secure way to update your address, with two-factor authentication and encrypted submission. Your Medicare address is updated with the new information instantly upon SSA confirmation, so you don’t need to notify Medicare separately. Online users benefit from real-time tracking and easy access to the status of their request. For added guidance on Medicare coverage or plan reviews after moving, see our article about Minnesota Medicare Plans 2026: Top $0 Premium Options.

Method 2: By Phone

If you are unable to use online services, you can update your address by calling SSA at 1-800-772-1213. For those who use TTY, dial 1-800-325-0778. Representatives are available from 8 AM to 7 PM local time, Monday through Friday. Be ready to verify your identity by providing your Social Security number, date of birth, and possibly other security details.

Although 1-800-MEDICARE (1-800-633-4227) is available, all address changes for Medicare must go through SSA. This ensures synchrony between your Social Security and Medicare records. Allow several days to a few weeks for updates to reflect.

If you receive SSI, this method also covers your SSI address change phone number needs, streamlining updates for all SSA-administered benefits.

Method 3: In-Person at Local SSA Office

1. Use the SSA Office Locator to find your nearest field office.
2. Bring personal identification and proof of new address (such as a government-issued ID or utility bill). For address changes only, a specific paper form is generally not required; however, one source notes that CMS-10280 may be submitted by mail if you prefer, though it is rarely needed for address changes exclusively.
3. Meet with an SSA representative, who will process your update. The new address will cascade to both Social Security and Medicare systems.

This method is ideal for those who prefer face-to-face service or have complex changes, such as a name and address update together, changes for multiple household members, or need assistance troubleshooting account access. For help comparing Original Medicare to Advantage plans after moving, our guides provide detailed plan insights.

Common Questions and Tips

What if I have Medicare Advantage, Part D, or Medigap?

SSA updates only your official records for Original Medicare (Parts A/B) and benefit delivery, not private plan records. If you are enrolled in Medicare Advantage, Part D, or Medigap, also notify your plan directly using the customer service number on your plan ID. After moving, use the Medicare Plan Finder to see if new plans or providers are available in your area. Our coverage of Medicare Supplement Plans offers a comprehensive look at 2026 options and state-specific rules.

What happens when moving to another state?

Original Medicare coverage continues unchanged, but private plans (Advantage, Part D, Medigap) may require a plan change or allow you to utilize a Special Enrollment Period (SEP). Notifying your plan quickly prevents loss of prescription coverage or finding yourself out-of-network. For those wondering who qualifies for SEPs or special plans, see Who Qualifies for Medicare Special Needs Plans?

Can my address change automatically?

No. SSA and Medicare will not update your records automatically if you move. You must manually report your new address using one of the above methods.

Any special tips for moving?

• Act quickly: Don’t delay updating your address. It prevents payment disruptions, lost notices, or missed window for Medicare Advantage/Part D changes.
• Check direct deposit: If you change your bank or routing info when moving, update this on your my Social Security account as well.
• Ignore most unsolicited mail: Only trust official mail from SSA or Medicare-avoid scams and advertising mailers that may appear official.
• Confirm update: Expect a confirmation letter at your new address within a few weeks.
• Keep track of all plans: For those with multiple plans, contact each plan carrier directly in addition to SSA, or use the plan comparison resources here.

Troubleshooting and Accessibility

• Can’t log in online? Use “Forgot Password” on SSA. If locked out due to Login.gov/ID.me, contact tech support or visit the office in-person.
• No internet access? Use phone or in-person methods; SSA prioritizes access for all users, including those without digital access or who require translation and accessible formats.
• International address change? U.S. citizens eligible for SSA/Medicare can report international mailing addresses, but benefit delivery may vary by country.
• No-mail rule: SSA/Medicare do not process general address changes by mail unless accompanied by specific forms (e.g., CMS-10280), and this is rarely required.
• For more information on benefits you’re entitled to after moving, see What Glucose Monitors Does Medicare Cover in 2025? for insights on covered devices and medical needs that might change based on location.

Next Steps After Updating

1. Check your mailbox at your new address for a confirmation letter from SSA or Medicare. This may take several weeks.
2. Log into your my Social Security account to verify your address update and review document delivery preferences.
3. If you have private Medicare plans, review offerings for your new area at the Medicare Plan Finder and contact your new providers to re-establish care if needed.
4. Set reminders to review or change Medicare Advantage or Part D coverage if moving triggered a SEP. See state plan guides for 2026 options.
5. If you receive SSI or other benefits, confirm correct delivery of payments and important forms at your new address.