Medicare Part A

Medicare Part A generally covers hospice, hospital, skilled nursing, and home health care services.

Medicare Part A Coverage Details


Hospital Care - hospital services, including semi-private rooms, meals, general nursing, drugs as part of your inpatient treatment, and other hospital services and supplies. A deductible will apply each time you're hospitalized.  


Hospice - Hospice care is usually given in your home, but it also may be covered in a hospice inpatient facility. Depending on your terminal illness, the plan your hospice team creates can include several services. 5% coinsurance will apply.


Skilled Nursing Facility Care - covers skilled nursing care provided in a skilled nursing facility under certain conditions for a limited time. Daily co-pays will apply.


Home Health Services - Part A and/or Part B covers eligible home health services like intermittent skilled nursing care, physical therapy, speech-language pathology services, continued occupational services, and more. Co-insurance will apply.


Nursing Home Care - Part A may cover care in a certified skilled nursing facility if it's medically necessary. However, most nursing home care is custodial care, like help with bathing or dressing. Medicare doesn't cover custodial care if that's the only care you need.

To find out more details about Medicare Part A...

How much does it Cost?

Most people get premium-free Part A - as long as you paid Medicare taxes for over 40 quarters. You can also get premium-free Part A if:

  • You already get retirement benefits from Social Security or Railroad Retirement Board.

  • You're eligible but haven’t filed for Social Security or Railroad benefits yet.

  • You or your spouse had Medicare-covered employment through the government.

Medicare Supplement plan Buying Checklist

Keep it easy with our checklist for making a Medicare Supplement Purchase.