There is a lot to know when it comes to setting up insurance.
The process can be long and complicated, and even after hours of research you still may not know everything you need to about premiums, providers, plans and everything else that goes into the mix.
However, luckily for everyone involved, there are people to help you through this process:
The right Medicare consultant can end up being a kind of modern-day superhero, saving you from predatory insurance practices and arming you with the knowledge you need to get the most out of your plan.
But, the opposite can also be true.
The wrong Medicare consultant can lead you into the wrong plan in hopes of getting a commission out of the deal, leaving you stuck with a plan that's all wrong for you.
So how do you find the right Medicare consultant?
Well, luckily, we're here to answer that question for you. So buckle up and let's get started on everything you need to know about choosing Medicare consultants for individuals.
What Should You Consider When Choosing a Consultant?
The most truthful answer we can give you is "everything."
However, that may be too vague, and there are a number of individual factors you can look at to make the process easier.
The first factor is a consultant's reputation.
Word of mouth is a powerful tool, and asking around or reading some reviews can give you a lot of insight into whether or not the consultant is working to genuinely help you or just to get a commission and move on.
The next is responsiveness.
Does your consultant get back to you quickly and talk to you with respect?
Or are they frequently busy and always seem to be pushing you to make a purchase?
The latter is always a bad sign.
The right consultant should be working with you at your own pace and be attentive without being too pushy. Their hours of operation should also agree with your schedule.
Another important thing to consider is a consultant's presence in the marketplace.
Having a consultant who is a single person working alone and for themselves can be perfect for a more personal feel.
However, that one person likely doesn't have the time or manpower to offer you and all of their other clients great advice. Even if they do, it's unlikely that one person also has the market presence and connections to get you a great provider at a good rate.
Not only that, but that single person may just be partnered with one or two insurance providers who are offering your consultant a great commission in return for your business, which means that you lose out in the end.
So that means it's best to go with a consulting firm, right?
Well, maybe not.
Some consulting firms will look at you as a number on a spreadsheet, and just refer you to one of their providers as quickly as possible; once again, for a commission.
So what do you choose?
Your best bet is to use an established organization that doesn't pay agents carrier commissions for their sales.
This rare combination means that you get a consultant who is working for you, has the connections needed to get you a great plan, and will treat you like a person, not a chance at some quick cash.
But where can you find this amazing consultant who meets all these requirements?
Right here, at Get Medicare Solutions.
How Get Medicare Solutions Is Different
The agents at Get Medicare Solutions are different from others.
For one, all of our agents work for you, and receive no carrier commissions when you select your plan.
What does this mean?
Well, it means that you get the best of both worlds.
You get an attentive, well-connected consultant who will talk with you to find out what you need, rather than just pushing you towards the highest bidder.
Oh, and did we mention that your consultation is entirely free?
Our process starts with learning.
First, your consultant learns what they need to know about you, and what you need out of your plan.
Once that's taken care of, the conversation starts.
Your consultant talks with you about your health, your finances, your age, your location and all the other things that make your situation unique.
Help You Enroll
And finally comes the most important part.
Most consultations end somewhere in the conversation stage, but we take things a step further.
Rather than simply referring you to a plan, we work out which one is generally best for you, your situation and your needs.
Once it's all decided, your consultant actually helps you enroll in your plan.
Rather than a quick phone call and referral, your consultant works and talks with you, and carries out the entire process from beginning to end.
As we've established, we're different from the rest.
Our goal isn't just to pass you through a system and get a check at the end.
Our consultants are here to guide you through your entire Medicare process, and provide exemplary service at absolutely no charge to you.
The Medicare process can be long and confusing, even at the best of times.
However, the right consultant can make the entire process much easier, ensuring that you find the right plan that fits your needs and won't break the bank.
At Get Medicare Solutions, our consultants will do exactly that: find the right plan for you, instead of for a commission.